Personal Loan

Personal Loan is an unsecured Loan for salaried person/self-employed taxpayer should meet the following eligibility-

• Aged of 18 years or more
• Have proof of income, like Salary slip for last three month/Income tax returns for self employed
• Minimum salary should be above Rs. 15,000/- credited in bank account
• For self-employed individual with at least Rs. 3 Lakh annual net income.
• Sound banking transaction for last 6 months
• No default in loan EMIs or credit card bills

Conditions for better Interest rate:

• A credit score that is average to excellent – ideally over 650
• No history of payment defaults
• Working in reputed or well-known organization